Stop guessing.
Know your real money.

Connect your accounts, organize your debts and savings, and run automated allocation rules. You get one calm, private screen that tells you where your money is and what is safe to spend.

Personal money management outdoors
Mobile & Desktop Sync
Budgeting and subscriptions on desktop
Rollover Budgets
Family & couples finance collaboration
Partner Access
Wealth and retirement horizon
Automated Rules
Easy & Accessible & Secure
Available in All of your devices.
Connected Accounts
...
Live recorded accounts
Registered Users
...
Active member profiles
Transactions Recorded
...
Total ledger records
Currencies Covered
All Global
Every world currency supported
Exact Capabilities

What You Get With Alsern

Explore all tools
One Clear Number For Everything You Own & Owe
Net Worth
WHAT YOU GET

One Clear Number For Everything You Own & Owe

Input or connect your checking, credit cards, real estate assets, and loans. You get your true, uninflated net worth calculated live on your private dashboard.

1 DashboardAssets, cash & debts unified
Envelopes That Tell You What You Can Actually Spend
Budgeting
WHAT YOU GET

Envelopes That Tell You What You Can Actually Spend

Category budgets that rollover each month. You get immediate visibility into how much money is safe to spend today without jeopardizing upcoming rent or bills.

RolloverCategory carry-over rules
Rules That Categorize & Transfer For You
Automations
WHAT YOU GET

Rules That Categorize & Transfer For You

Set recurring scheduled expenses, automated percentage allocations for taxes or savings goals, and transaction classification rules that run on autopilot.

7 Rule TypesFrom taxes to goal funding
Partner Sharing With Hardware PIN Lock
Privacy & Sharing
WHAT YOU GET

Partner Sharing With Hardware PIN Lock

Invite a partner or family member to collaborate on joint targets while your device stays protected behind a 4-digit client-side biometric/PIN lock.

4-Digit PINLocal device confidentiality
Total Financial Clarity

Know What Is Safe to Spend.
Every Single Morning.

Traditional budgeting feels like a second job with endless spreadsheets and manual categorizations. Alsern continuously isolates your upcoming obligations, debts, and savings targets—distilling your true financial runway into one calm, unequivocal number.

Automatic deduction of upcoming rent, bills & debt minimums.
Rollover categories that adapt to your real spending patterns.
No anxiety, zero math, and completely private on your hardware.
MONTHLY INFLOWDeposit InCOMMITTED BILLSAuto-IsolatedSAFE RUNWAYGuaranteed SpendDirect Asset InflowCommitted Debt BufferSafe Daily Burn
FX

Autonomous Rule Orchestration

7 Deterministic Rule Engines • Zero Third-Party Sharing

Active Automation
Income Split: Tax & Emergency First
Auto-allocate 25% of any deposit over $1,000 into Reserve
25% Cut
Rollover Surplus Protection
Transfer unused dining & leisure envelope balances to Investment Goal
Auto-Sweep
Smart Loan Principal Accelerator
Round up transactions to nearest $10 and apply to highest-interest debt
Round-Up
Engine executes deterministically on your device.See all 7 engine types
Hands-Off Discipline

Put Good Financial Decisions
On Pure Autopilot.

Willpower fades; systems endure. Alsern lets you craft simple, intuitive rules that automatically distribute income, sweep leftovers into goals, and eliminate the emotional drag of budgeting.

Built For You

Private, Direct & Reliable

No hidden advertisers, no sold personal data, and no lock-in. Everything is built to give you genuine control.

Client-Side PIN Protection

Your session locks behind a personal 4-digit PIN stored locally in your browser storage. Nobody glancing at your phone or laptop can peek.

Personal AI Financial Copilot

Chat with 'Ask Alsern' directly inside your dashboard. Ask planning questions, simulate scenarios, and compare trade-offs using your real records.

Installable Offline PWA

Add Alsern to your home screen on iOS, Android, or desktop. Launch it instantly like a native app, even with intermittent connectivity.

Zero Ads & Zero Data Brokerage

We do not sell your personal financial details, show third-party ads, or pitch predatory loans. Your data is yours alone.

Member Experience

What Users Experience

How everyday users use Alsern to organize their assets, budgets, and savings.

“I finally have all my loans, assets, and checking balances in one place. It takes the panic out of checking my finances every Friday.”

Unified accounts view
Elena R.

Elena R.

Chicago, USA

“The automation rules for allocating money to savings goals and categorizing repeating bills saved me hours of spreadsheet maintenance.”

Automated allocations
Marcus T.

Marcus T.

Berlin, Germany

“Having the 4-digit PIN lock on my phone means I don't worry if my kids grab my screen. The PWA works instantly everywhere.”

Device PIN protection
David & Sarah K.

David & Sarah K.

Austin, USA

Ready to Take Control of
Your Money?

Create your account in under a minute. Set your 4-digit device PIN, track your balances, and start budgeting with total privacy.

Private by default 4-Digit Device PIN Offline PWA Ready